Privacy Policy

ATMutual ("we," "us," or "our") values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you interact with our website or use our services. By accessing or using our services, you consent to the practices described in this Privacy Policy.

1. Information We Collect:

1.1 Personal Information: We may collect personal information that you voluntarily provide to us when you use our services, such as your name, contact details, business information, financial information, and other relevant information necessary for the provision of our services.

1.2 Automatically Collected Information: When you interact with our website or use our services, we may automatically collect certain information, including but not limited to your IP address, browser type, operating system, device information, and usage data. We may also use cookies or similar tracking technologies to enhance your user experience and provide personalized services.

1. Use of Information:

2.1 Provision of Services: We may use the information collected to provide you with our services, process applications, facilitate communication, and respond to your inquiries. This includes connecting you with potential lenders, evaluating your eligibility, and assisting you in obtaining merchant cash advances.

2.2 Personalization and Improvements: We may use the information to personalize your experience, improve our services, develop new features, and enhance the functionality and security of our website. This includes analyzing trends, conducting research, and performing statistical analysis.

2.3 Communication: We may use your information to communicate with you regarding our services, updates, promotions, and other relevant information. You can opt-out of receiving promotional communications by following the unsubscribe instructions provided in the communication or by contacting us directly.

1. Information Sharing:

3.1 Service Providers: We may share your information with trusted third-party service providers who assist us in operating our business and providing our services. These service providers are contractually obligated to handle your information securely and only use it for the purposes specified by us.

3.2 Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity or parties involved as part of the transaction. We will notify you of any such change in ownership or control of your information.

3.3 Legal Compliance: We may disclose your information to comply with applicable laws, regulations, legal processes, or enforceable governmental requests. We may also disclose information to protect our rights, privacy, safety, or property, as well as those of our users, partners, or the public.

1. Data Security:

We implement appropriate technical and organizational measures to safeguard your information and protect it from unauthorized access, disclosure, alteration, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure. Therefore, we cannot guarantee absolute security of your information.

1. Third-Party Websites and Services:

Our services may contain links to third-party websites or services that are not under our control. We are not responsible for the privacy practices, content, or security of such websites or services. We encourage you to review the privacy policies and practices of any third-party website or service before providing them with your personal information.

1. Children's Privacy:

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that we have unintentionally collected personal information from a child, please contact us immediately, and we will take steps to delete such information.

1. Changes to this Privacy Policy:

We reserve the right to modify or update this Privacy Policy at any time. We will notify you of any material changes by posting the revised policy